Essential
For straightforward credit cleanup.
$69
per month, billed as work is performed
- Three-bureau report analysis
- Standard dispute letters
- Monthly progress updates
- Client portal access
Simple, transparent pricing
No upfront fees. No long-term contracts. Choose the level of support that fits your goals — and only pay as work is performed.
Plans
Most popular
Choose your plan
Every plan includes work across all three bureaus and your dedicated support team.
Complete
Our most comprehensive everyday plan.
$99
per month, billed as work is performed
- Everything in Essential
- Advanced & escalated disputes
- Creditor interventions
- 1-on-1 credit coaching
Premier
Full-service support and education.
$129
per month, billed as work is performed
- Everything in Complete
- Priority dispute processing
- Personalized credit-building plan
- Budgeting & financial literacy
Example pricing. Final plan details and fees are confirmed in your written service agreement before any work begins, as required by the Credit Repair Organizations Act. You are never charged before a service has been performed.
Every plan is backed by our promise
The protections below apply no matter which plan you choose.
No upfront feesYou’re billed only as work is completed.
Cancel anytime3-day no-penalty cancellation, and no long-term contract.
CROA compliantYour rights are protected by federal law.
Pricing questions
Straight answers about how billing works.
Do I have to pay anything upfront?
No. Under the Credit Repair Organizations Act, we cannot charge you before a service has been performed — and we don’t. You’re billed only as work is completed.
Is there a long-term contract?
No. Our plans are month-to-month. You can cancel at any time, and you have a 3-business-day right to cancel without penalty after signing.
Can you guarantee a specific score increase?
No legitimate company can. We dispute inaccurate, unverifiable, and outdated items — but no one can lawfully remove accurate, current information from your report. We focus on what we can genuinely do, and we’re transparent about it.
How do I choose the right plan?
Start with a free consultation. We’ll review your reports and recommend the plan that fits your situation — with no obligation.
Not sure which plan is right?
Get a free, no-obligation credit review and we’ll recommend the best fit for your goals.
Get my free consultation